Gold has always been more than just a metal in Pakistan. It’s a tradition, a safety net, and for millions of families, the most trusted form of savings they know. Whether you’re a bride’s family finalizing jewellery, an investor watching the market closely, or someone who simply wants to protect their wealth — knowing the gold rate in Pakistan today is essential.
Here’s everything you need to know, updated for March 12, 2026.
Today Gold Rate in Pakistan – March 12, 2026
Based on data from the All-Pakistan Gems and Jewellers Sarafa Association (APGJSA), here are the current gold rates across major purities:
| Gold Purity | Per Tola (PKR) | Per 10 Gram (PKR) | Per Gram (PKR) |
| 24K (Pure) | Rs. 543,262 | Rs. 465,760 | Rs. 46,576 |
| 22K | Rs. 498,119 | Rs. 426,947 | Rs. 42,695 |
| 21K | Rs. 475,477 | Rs. 407,540 | Rs. 40,754 |
| 18K | Rs. 407,552 | Rs. 349,320 | Rs. 34,932 |
Note: Gold rates are updated daily by the APGJSA and may vary slightly between cities and individual jewellers. Always verify with your local Sarafa market before making a purchase.
The 24K gold rate in Pakistan today per tola stands at approximately Rs. 543,262, continuing an upward trend driven by strong global bullion prices. On March 11, 2026, gold gained Rs. 3,700 per tola in a single session, mirroring a $62 jump per ounce in the international market.
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Live Gold Rate in Pakistan – What’s Happening Right Now
Pakistan’s gold market doesn’t operate in isolation. The live gold rate in Pakistan directly mirrors movements in the international bullion market, which is why prices can shift within hours. On March 11, 2026, international gold crossed $5,168 per ounce — a level that immediately pushed local rates higher.
The Karachi Sarafa Bazaar is the heartbeat of Pakistan’s gold trade. Every morning, the APGJSA publishes official rates based on the overnight international price and the prevailing USD/PKR exchange rate. These rates are then followed by jewellers and brokers across Lahore, Islamabad, Peshawar, Rawalpindi, and every city in between.
Typically, the APGJSA announces gold rates twice daily — around 9:00 AM and 2:00 PM. If the international market moves sharply between those windows, dealers will adjust accordingly.
Gold Rate in Pakistan Today Per Tola – Breaking Down the Numbers
The tola is the standard unit for gold measurement in Pakistan and across South Asia. One tola equals 11.664 grams. Understanding this conversion is key when you’re comparing prices, calculating jewellery costs, or planning an investment.
Here’s a quick breakdown of today’s gold rate in Pakistan today per tola across all major karats:
- 24K gold rate in Pakistan today per tola: Rs. 543,262
- 22K gold rate in Pakistan today per tola: Rs. 498,119
- 21K gold rate in Pakistan today per tola: Rs. 475,477
- 18K gold rate in Pakistan today per tola: Rs. 407,552
If you’re buying jewellery, keep in mind that making charges (also called “ujrat” locally) are added on top of the gold price. These can range from Rs. 800 to Rs. 3,000+ per gram depending on the design complexity and the jeweller you’re buying from.
Today Gold Rate in Pakistan 22K Per Tola
The 22K gold rate in Pakistan today is Rs. 498,119 per tola, or approximately Rs. 42,695 per gram. This is the most popular purity level for jewellery in Pakistan because 22K gold contains 91.6% pure gold mixed with copper or silver — making it more durable than 24K while still retaining excellent colour and value.
Most wedding sets, bangles, and traditional jewellery in Pakistan are made in 22K. When you visit your local Sarafa market, 22K gold is what you’ll most likely be purchasing.
Today Gold Rate in Pakistan 24K Per Tola
24K gold is 99.9% pure — the highest purity available commercially. It’s the gold standard (literally) for investment purposes. The 24K gold rate in Pakistan today is Rs. 543,262 per tola or Rs. 46,576 per gram.
Because 24K gold is very soft, it’s rarely used for everyday jewellery. Instead, you’ll find it in:
- Gold bars and biscuits — preferred by investors
- Gold coins — popular as gifts and savings tools
- Electronic components — industrial use
- PMEX gold futures — traded on the Pakistan Mercantile Exchange
If you’re buying gold strictly as an investment, 24K is your best bet. The higher purity means a better resale value and cleaner price alignment with global market rates.
Gold Rate in Pakistan Today Per Tola 12 Gram
Twelve grams is just slightly above one tola (11.664g). Many buyers want to know the gold rate in Pakistan today for 12 grams, especially when comparing prices across dealers.
Using today’s 24K rate:
- 12 grams of 24K gold = approximately Rs. 558,912 (12 x Rs. 46,576)
- 12 grams of 22K gold = approximately Rs. 512,340 (12 x Rs. 42,695)
Always use an accurate gold calculator or ask your jeweller to measure in grams using a certified digital scale. Small weight discrepancies can amount to significant money at today’s prices.
10 Gram Gold Rate in Pakistan Today
The 10 gram gold price is another widely used benchmark, especially for investment-grade purchases. Today’s rates for 10 grams:
- 24K per 10 grams: Rs. 465,760
- 22K per 10 grams: Rs. 426,947
- 21K per 10 grams: Rs. 407,540
- 18K per 10 grams: Rs. 349,320
10-gram gold coins and small bars are popular among middle-class investors who want a tangible store of value without committing to a full tola at a time.
How Is the Gold Rate in Pakistan Actually Set?
This is a question a lot of people have but rarely get a straight answer to. The gold rate in Pakistan is calculated through a three-step formula:
- International Spot Price The global gold price is quoted in US dollars per troy ounce on major exchanges like COMEX and the London Bullion Market. This is the baseline for every gold market in the world, including Pakistan.
- USD to PKR Exchange Rate Since gold is priced globally in dollars, the PKR/USD rate plays a massive role. When the Rupee weakens against the dollar, local gold prices rise even if the international price stays flat. A 1% depreciation in the Rupee can add Rs. 4,000–7,000 per tola to the local price.
- Local Premiums and Duties The APGJSA adds regional premiums to cover import duties, transportation costs, and dealer margins. These typically add 2–8% above the base international conversion rate. This is why gold in Pakistan can sometimes cost more than a simple currency conversion would suggest.
The Karachi Sarafa Association officially sets the benchmark rate, which is then adopted nationally. Local Sarafa markets in Lahore, Islamabad, and Peshawar may have minor variations — usually Rs. 200–500 per tola — due to local transport and handling costs.
Gold Rate Trend in Pakistan: March 2026
Pakistan’s gold market has seen significant movement in early 2026. Here’s a quick look at recent per-tola rates for 24K gold to show the momentum:
| Date | 24K Per Tola (PKR) |
| March 11, 2026 | Rs. 543,262 |
| March 10, 2026 | Rs. 539,562 |
| March 9, 2026 | Rs. 533,362 |
| March 8, 2026 | Rs. 522,500 |
| March 7, 2026 | Rs. 522,000 |
| March 6, 2026 | Rs. 533,762 |
| March 5, 2026 | Rs. 537,162 |
The trend shows an overall upward trajectory with some intraday volatility. On March 11 alone, gold climbed Rs. 3,700 per tola in Pakistan after global prices rose by $62 per ounce — a clear example of how tightly local prices track the international market.
What’s Driving Gold Prices in Pakistan in 2026?
Several forces have pushed gold rates to record levels this year. Understanding them helps you make smarter decisions about when to buy or hold.
Global Geopolitical Tensions Conflict zones and geopolitical instability tend to push investors toward gold as a safe-haven asset. Rising tensions in the Middle East and uncertainty in global trade policy have kept gold demand elevated throughout early 2026.
Central Bank Buying China, India, and several Gulf nations have been aggressively buying gold to reduce dependence on the US dollar. This sustained institutional demand keeps prices elevated on a global scale.
A Weaker Pakistani Rupee The PKR has faced persistent pressure against the dollar. Every time the Rupee depreciates, Pakistani gold prices climb even without any movement in the international price. This double pressure — international prices rising AND the Rupee weakening — is why rates have surged so dramatically in 2026.
Inflation Hedge Demand With inflation remaining a concern for Pakistani households, many people have turned to gold as a way to preserve purchasing power. This local demand adds upward pressure on top of the global forces.
US Dollar Strength Cycles Gold and the US dollar typically move inversely. When the dollar weakens — which happened in periods of early 2026 — gold prices benefit globally, and Pakistan’s market follows suit.
Gold Rate Across Pakistan’s Major Cities
Gold prices across Pakistan are largely uniform since the Karachi Sarafa market sets the national benchmark. However, minor city-specific differences do exist. Here’s what to expect:
- Gold rate in Karachi: Benchmark rate — typically the lowest or matching national rate since Karachi is Pakistan’s primary gold import hub
- Gold rate in Lahore: Usually within Rs. 200–500 of Karachi’s rate; Anarkali and Liberty bazaars are the go-to markets
- Gold rate in Islamabad/Rawalpindi: Similar to Lahore; F-6 and Raja Bazaar are popular trading areas
- Gold rate in Peshawar: Qissa Khwani Bazaar is the historic gold hub; prices closely mirror national rates
- Gold rate in Quetta: Slightly higher transport premiums may apply in some seasons
The bottom line: whether you’re in Karachi or Peshawar, the base gold rate will be nearly identical. The difference lies in the making charges and dealer margins, which vary considerably by jeweller.
21K Gold Rate in Pakistan
21K gold contains 87.5% pure gold. It’s less common than 22K for jewellery but still used for certain designs. The 21K gold rate in Pakistan today is Rs. 475,477 per tola or Rs. 40,754 per gram.
Some traditional jewellery and older pieces are in 21K. If you’re buying second-hand or vintage gold, always get a purity test done before paying at 22K prices.
Gold as an Investment in Pakistan – What You Need to Know
Gold isn’t just for weddings. It’s one of the most accessible and reliable investment instruments available to Pakistani households. Here’s how you can invest:
Physical Gold
- Gold bars and biscuits: Sold by certified jewellers and banks; minimal making charges; 24K recommended
- Gold coins: Easier to liquidate in small amounts; widely available
- Jewellery: Higher premium due to making charges; less efficient as pure investment
PMEX Gold Futures The Pakistan Mercantile Exchange (PMEX) allows you to trade gold futures contracts without physically holding the metal. This is a regulated, transparent option for serious investors.
Digital Gold Some platforms now offer digital gold accounts linked to actual bullion held in vaults. This avoids storage costs and security risks while giving you exposure to gold price movements.
Practical Tips Before You Invest:
- Always check the live gold rate in Pakistan before visiting a jeweller — never rely on yesterday’s price
- Demand a hallmark certificate for any gold you buy; this verifies purity
- Use a calibrated digital scale to verify weight — even a few milligrams matter at today’s rates
- Ask about the resale policy upfront — some jewellers deduct 3–5% when you sell back to them
- For pure investment, choose gold bars or coins over jewellery to avoid paying making charges you won’t recover
Understanding Gold Purity – Karats Explained
If the karat system confuses you, here’s a simple breakdown:
- 24K: 99.9% pure gold — the best for investment, too soft for daily jewellery wear
- 22K: 91.6% pure gold — the standard for Pakistani jewellery; durable with great colour
- 21K: 87.5% pure gold — less common; used in some traditional designs
- 18K: 75% pure gold — stronger and more scratch-resistant; used in modern jewellery and settings with gemstones
The higher the karat, the purer the gold and the higher the price. But for jewellery that lasts through daily wear, 22K strikes the best balance between purity and durability.
Zakat on Gold in Pakistan
If you own gold and meet the nisab threshold, you’re obligated to pay Zakat. Here’s the basic rule:
- Nisab for gold: 87.48 grams (approximately 7.5 tolas)
- Zakat rate: 2.5% of the total gold value
- Condition: You must have held this gold for one full lunar year
At today’s rate, if you hold 87.48 grams of 24K gold, its value is approximately Rs. 4,075,410 — meaning you’d owe around Rs. 101,885 in Zakat annually.
Always calculate your Zakat based on the current market value on the day it’s due, not the purchase price.
Frequently Asked Questions (FAQs)
What is the gold rate in Pakistan today?
As of March 12, 2026, the gold rate in Pakistan for 24K is approximately Rs. 543,262 per tola. The 22K gold rate per tola is Rs. 498,119. These rates are set by the All-Pakistan Gems and Jewellers Sarafa Association (APGJSA) and updated daily.
What is today’s gold rate in Pakistan per tola for 24K?
Today’s 24K gold rate in Pakistan per tola is Rs. 543,262. This is the benchmark rate published by the APGJSA and mirrors the international gold price adjusted for the USD/PKR exchange rate.
What is the 22K gold rate in Pakistan today per tola?
The 22K gold rate in Pakistan today per tola is Rs. 498,119. Since 22K gold has 91.6% purity, its rate is roughly 8–9% lower than the 24K rate.
What is the gold rate in Pakistan today per gram?
The current 24K gold price per gram in Pakistan is approximately Rs. 46,576. For 22K, it’s around Rs. 42,695 per gram.
What is the 10 gram gold rate in Pakistan today?
Today’s 10 gram gold price in Pakistan for 24K is Rs. 465,760. For 22K, the 10-gram rate is Rs. 426,947.
Why does the gold rate change every day in Pakistan?
Gold prices in Pakistan change daily — sometimes multiple times a day — because they track the international gold market in real time. Three main factors drive these changes: the global spot price of gold in US dollars, the USD to PKR exchange rate, and local supply and demand conditions in Sarafa markets.
Is the gold rate the same in Karachi and Lahore?
The base gold rate is usually the same across Pakistan, since the Karachi Sarafa Association sets the national benchmark. However, cities like Lahore, Islamabad, and Peshawar may see a difference of Rs. 200–500 per tola due to transport costs and local dealer premiums.
What is the gold price for 12 grams in Pakistan today?
Using today’s 24K rate of Rs. 46,576 per gram, 12 grams of 24K gold costs approximately Rs. 558,912. For 22K, 12 grams costs around Rs. 512,340.
What is 1 gram of gold worth in Pakistan today?
One gram of 24K gold in Pakistan today is approximately Rs. 46,576. One gram of 22K gold is approximately Rs. 42,695.
Is it a good time to buy gold in Pakistan right now?
This depends on your financial goals. Gold has been on a strong upward trajectory in 2026, driven by global uncertainty and a weaker Rupee. If you’re buying for a wedding or immediate need, don’t try to time the market — buy when you need to. If you’re investing for the long term, gold has historically been a reliable hedge against inflation in Pakistan. Always consult with a financial advisor for investment decisions.
What is the gold biscuit price in Pakistan?
A gold biscuit typically refers to a 10-gram or one-tola gold bar. At today’s rates, a 24K gold biscuit of 10 grams costs Rs. 465,760, and a one-tola biscuit costs Rs. 543,262.
How much Zakat is due on gold in Pakistan?
You owe 2.5% Zakat on gold if you own 87.48 grams (7.5 tolas) or more and have held it for one full lunar year. At today’s 24K rate, 87.48 grams is worth approximately Rs. 4,075,000, meaning Zakat due would be around Rs. 101,875.
Who sets the gold rate in Pakistan?
The All-Pakistan Gems and Jewellers Sarafa Association (APGJSA) is the primary body that announces official gold rates in Pakistan. The Karachi Sarafa Association sets the base rate that is then adopted by Sarafa markets nationwide. Rates are based on international bullion prices and the prevailing USD/PKR exchange rate.
What is the difference between 24K and 22K gold?
24K gold is 99.9% pure gold and has no other metals mixed in — making it the most valuable but also the softest. 22K gold is 91.6% pure and contains small amounts of copper or silver for added strength, making it the standard choice for everyday jewellery. 24K commands a roughly 8–10% higher price per tola.
What is the ARY gold rate in Pakistan today?
ARY (and other media outlets) report gold rates published by the APGJSA. Today’s ARY gold rate in Pakistan for 24K is Rs. 543,262 per tola, the same as the nationally published Sarafa rate.
Can I buy gold online in Pakistan?
Yes. Several platforms including PMEX (Pakistan Mercantile Exchange) and digital gold apps allow you to buy gold online in Pakistan. For physical gold delivered to your door, some certified dealers also offer this service. Always verify the seller’s credentials before transacting online.
Is gold cheaper to buy in Pakistan than in other countries?
Pakistan’s gold prices are primarily set by international spot rates converted to PKR. In some cases, lower import duties or local market conditions can make gold slightly competitive compared to some countries, but this varies and is not a consistent rule. Always compare actual prices with international benchmarks before assuming a deal is good.
What happens to Pakistan’s gold price when the Rupee weakens?
When the PKR loses value against the US dollar, gold prices in Pakistan automatically rise — even if the international price in dollars stays flat. This is because Pakistan’s gold is priced in dollars internationally and then converted to PKR. A weaker Rupee means it takes more rupees to buy the same amount of gold.
What was the gold rate in Pakistan on 23 April 2025?
Historical gold rate data shows that gold prices in Pakistan in April 2025 were considerably lower than current 2026 levels. For an exact rate on April 23, 2025, you can check the APGJSA’s archived data or visit gold tracking platforms like gold.pk, hamariweb.com, or forex.pk.
What are making charges for gold jewellery in Pakistan?
Making charges (ujrat) are the labour fees charged for crafting jewellery. They vary from Rs. 800 to Rs. 3,500+ per gram depending on the design, city, and jeweller. Simple bangles or chains carry lower making charges, while intricate bridal sets can go much higher. These charges are separate from the gold rate and are generally not refundable when you resell.
How do I check the live gold rate in Pakistan?
You can check the live gold rate in Pakistan through several reliable sources: gold.pk, hamariweb.com, forex.pk, sarmaaya.pk, and urdupoint.com all provide regularly updated rates sourced from the APGJSA. Major Pakistani newspapers and news channels like ARY News, Geo, and Express Tribune also publish daily rates.
What is the gold rate in Pakistan for 21K?
The 21K gold rate in Pakistan today per tola is Rs. 475,477. Per gram, 21K gold costs approximately Rs. 40,754. This purity is less common but still available through certified dealers.
